Client Onboarding Disclaimer

This documents outlines the nature and scope of interaction with PANDE international Services Pte. Ltd. ("PANDE", "we", "our", or "us") prior to any formal engagement.

Nature of Services

PANDDE operates at the structuring and positioning layer across jurisdictions.

Our role includes:

structuring cross-border frameworks
aligning jurisdictional, operational, and residency considerations
coordinating with relevant professional service providers

PANDE does not provide regulated financial advisory, investment advisory, or fund management services.

No Investment Advice or Product Distribution

PANDE does not:

provide investment advice or recommendations
promote or distribute financial products
act as licensed financial adviser or fund manager

Any references to capital, investment structures, or frameworks are made in the context of structuring and positioning only.

No Offer or Solicitation

Any discussions, materials, or references provided:

do not constitute an offer, solicitation, or invitation
are not intended to form the basis of any investment decision

Clients should seek independent professional advice where appropriate.

Preliminary Nature of Interaction

Any communication prior to formal engagement:

is exploratory and context-driven
does not create any client, advisory, or fiduciary relationship
is subject to internal review and acceptance

PANDE reserves the right to decline any engagement at its descretion.

Reliance on Information

Information shared during preliminary discussions is:

general in nature
not tailored advice
not intended for reliance

PANDE shall not responsible for any decisions made based on such information.

Third-Party Coordination

Where relevant, PANDE may coordinate with professional service providers (e.g. legal, compliance, corporate services).

Such parties operate independently, and PANDE does not assume responsibility for their services or outcomes.

Formal Engagement

Any services provided by PANDE are:

subject to formal engagement
governed by a separate written agreement
defined by agreed scope, terms, and conditions

No services shall be deemed to have commenced unless formally agreed.

Acknowledgement

By proceeding with discussion or providing information to PANDE, you acknowledge and accept the above.